How the stats work

Every lot card carries six stats, scored 0–99, plus an overall rating. Some are computed from real market data; some are estimates; one is essentially a personality. This page is the honest accounting of which is which.

GRW — Growth (real)

What the street actually did. GRW measures price growth from the vintage you drew to the most recent data — a card drawn at "sold £61,000, 1997" on a street where the latest sale is £450,000 scores very high, because that really happened. This is the most real number in the game: it is Land Registry arithmetic, not opinion. Old vintages tend to score high for the obvious reason. The skill is noticing when they don't.

YLD — Yield (an estimate — read this bit)

What the property might earn as a rental, relative to its price. Here we must be straight with you: the Land Registry records what properties sell for, not what they rent for, so YLD divides a typical regional rent by the card's real sold price. The price is real; the rent is a regional estimate. Treat YLD as a sighting, not a survey. A cheap vintage in a decent rental region scores generously, which is broadly how the real world works too, but nobody should remortgage on the strength of it.

DEM — Demand (real, with seasoning)

How busy the neighbourhood is, measured by transaction volume against the board's average. Areas where property actually changes hands score higher — and in the simulation, high demand means fewer void months, because somebody always wants the place. A pinch of randomness is added so identical areas don't produce identical cards.

CND — Condition (a personality)

The state of the place. This one is honest fiction: the Land Registry does not record whether the boiler limps. CND is generated per card — biased low for Flips (you're buying the scaffolding, that's the deal) and nudged up where a vintage year saw lots of new builds. Treat it the way you'd treat an estate agent's photographs.

LIQ — Liquidity (real, with seasoning)

Could you get out? LIQ compares recent transaction turnover with the long-run average for the board. A high score means the market is moving and your exit exists; a low score means you may own it longer than intended.

RSK — Risk (real, inverted)

Calm versus drama. RSK is derived from the volatility of the area's actual year-on-year price changes — a board that swung wildly through the last three decades scores lower (riskier), a steady one scores higher (safer). Higher is safer. HMOs carry a structural penalty, because four tenancies are four times the paperwork and the simulation knows it.

OVR — Overall

The headline number, but it is slot-weighted — the same property scores differently depending on the job you're hiring it for:

• Forever Home cares about Condition and Liquidity. You have to live there, and one day leave.
• Buy-to-let cares about Yield and Demand. It's a business.
• HMO cares about Yield most of all, with Risk watching nervously.
• Flip cares about Growth and Condition — buy the worst street's best bones.
• Commercial cares about Yield and Risk. Boring is the strategy.

So which numbers should I trust?

GRW is real history. DEM, LIQ and RSK are computed from real market behaviour. YLD is a labelled estimate. CND is theatre with a data-shaped hat. The game is honest about this ordering, and now so are you — which, in Expert mode, is the only advantage you'll get.